Financial Disclaimer
This calculator is for educational and informational purposes only. The results provided are estimates based on the information you input and should not be considered financial, tax, or legal advice. Consult with a qualified financial advisor, tax professional, or attorney before making any financial decisions. We do not guarantee the accuracy, completeness, or usefulness of this information, and we are not responsible for any losses or damages arising from its use.
Net Pay Calculator
Calculate take-home pay after taxes
About This Calculator
Net Pay Calculator - Calculate Your Take Home Pay
Calculate your net pay instantly with our simple percentage-based calculator. See your take-home pay after federal tax, state tax, FICA, and other deductions.
How to Use This Calculator
Enter your gross pay amount and the percentage rates for each deduction. The calculator will show your net pay and total deductions.
What is Net Pay?
Net pay (also called take-home pay) is the amount of money you receive after all deductions have been subtracted from your gross pay. Common deductions include:
- Federal Income Tax: Based on your tax bracket (typically 10-37%)
- State Income Tax: Varies by state (0-13% typically)
- FICA: 7.65% for Social Security (6.2%) and Medicare (1.45%)
- Other Deductions: Health insurance, 401(k), etc.
Standard Deduction Rates
FICA (Social Security + Medicare): Always 7.65%
- Social Security: 6.2% (on wages up to $168,600)
- Medicare: 1.45% (on all wages)
Federal Tax: Use your marginal tax rate (10-37% based on income)
State Tax: Varies by state (check your state's tax rate)
Why Calculate Net Pay?
- Plan your budget accurately
- Understand your true income
- Compare job offers effectively
- See the impact of deductions
Frequently Asked Questions
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